Risk Disclosure

The value of virtual assets can fluctuate rapidly and unpredictably. As a result, you may lose all or a portion of your money, assets, or investment.

Virtual assets are not issued or guaranteed by the Government of Ghana or the Bank of Ghana, and are not protected by deposit insurance or investor compensation schemes.

Virtual asset services operate under a testing environment (Regulatory Sandbox). Consumer protections may be more limited than those applicable to traditional financial services.

Virtual assets rely on digital technology and may be exposed to hacking or cyberattacks, loss or theft of private keys, smart contract failures, and system outages or operational disruptions. Losses from these events may be irreversible.

If you lose passwords, private keys, or authentication credentials, you may permanently lose access to your virtual assets.

You may not always be able to sell or convert virtual assets quickly or at expected prices due to market conditions.

Laws and regulations governing virtual assets are evolving and may change, which could affect your ability to use or trade these assets.

You should only use virtual asset services if you fully understand the risks and can afford to lose your entire investment. If you are unsure, seek independent professional advice.

By proceeding, you confirm that:

• I have read and understood this risk warning.
• I understand that virtual assets are high risk.
• I accept full responsibility for any losses.

Sage operates a non-custodial agency model and does not hold client assets on an ongoing basis; during settlement, client fiat is held in a segregated client account separate from the company's own funds; virtual assets are not legal tender and are not covered by deposit insurance or any investor compensation scheme.

If something goes wrong, tell us. See our Complaints procedure or email info@thesageglobal.com.